Commodity drives everything
Insurers group trucking risks by commodity because it predicts both how likely a crash is and how expensive a cargo claim can be. A dump truck on a construction site and a reefer on the Thruway face completely different exposures.
List every commodity you haul, including occasional loads. Hauling something that is not on the policy can leave a cargo claim uncovered.
Cargo guides
Dump and construction hauling
Sand, gravel, asphalt and debris hauling for contractors and municipalities.
Learn moreRefrigerated food
Reefer units hauling produce, dairy, meat and frozen goods.
Learn moreBox truck and last mile
Straight trucks for furniture, appliance, parcel and retail delivery.
Learn moreFrequently asked questions
What if I haul several commodities?
List them all with an estimate of the share of revenue for each. The insurer rates the mix.